Why Us
Our Commitment to Clients
Fiduciary & Fee only
We do not work on commission. We are always on the same side of the table as you, providing counsel that is in your best interests.
Plain English
We make it seamless to manage and grow your net worth. We communicate periodically at your preference.
Your needs come first
We work with you to understand your objectives and create a comprehensive plan to achieve them.
You keep more
We work tirelessly to keep expenses down and identify low cost solutions, so you keep more of the return.
Capital Fluency believes that everyone deserves access to high caliber investment professionals
Did you know that anyone can become a financial adviser by studying about a week and passing an exam? As a result, a large number of financial advisers have expertise in relationship management – they are not trained in investment management. This significant knowledge gap results in poor investment decisions and suboptimal asset allocation. Unfortunately, this only becomes evident when the markets go side ways! As Warren Buffet said, “Only when the tide goes out do you discover who’s been swimming naked.“
Change the direction of your financial future with the help of a genuine investment professional.
Hi I'm Danny
I have been very fortunate to have amassed a wealth of investing experience. For the past twenty years, my career has been on an accelerated pace working for some of the best and most reputed money managers in the world. I have invested billions not just in the US but also across Europe, Japan, and Emerging markets. As a fundamental investor, my focus has been on evaluating the strengths of each company’s business model, the quality of its management teams, and the prevailing macro and competitive backdrop.
Through Capital Fluency, my goal is to broadly share the analytical framework used by institutional investors to construct investment portfolios. I believe this rigor is currently lacking in the wealth management industry with many financial advisors often taking a cowboy approach, resulting in either subpar returns or excessive risk.
Prior to starting Capital Fluency, I was a Portfolio Manager at PIMCO in Newport Beach where I combined my fundamental investing skills with tactical asset allocation strategies to find superior investment opportunities. I started my career at Goldman Sachs in New York and was part of the core team overseeing investment activities for billionaire Paul Allen in Seattle.
Please reach out to me. It will be my pleasure to guide you.
Executives
Danny Seth
Danny has over 20 years of institutional investing experience. Prior to Captial Fluency, he was a Portfolio Manager at PIMCO in Newport Beach where invested across the global equity markets. Prior to PIMCO, Danny helped manage about $10 billion of equity assets at Artio Global in New York. Danny has also lead private equity investments for Goldman Sachs and Billionaire Paul Allen. Danny holds an MBA from Harvard Business School, M.Sc. in Electrical Engineering from MIT, and B.S in Electrical Engineering from Northeastern University.
Jeff Lazar
Jeff is a seasoned investment executive with decades of experience running comprehensive fund operations for both established firms and start-ups, including Registered Investment Advisors, Hedge Funds, Mutual Funds and ETF’s. He is a recognized leader in managing high-performance teams and brings to Capital Fluency his cross-functional expertise in operations, accounting, compliance, technology, human resources and corporate governance.
Milind Pasari CFA, CPA, CPWA, CFP
Milind brings 20 plus years of diversified investment experience to Capital Fluency. Milind focuses on holistic wealth management that combines investment management, tax planning, and estate planning, helping his clients build a strong financial future. Milind is a faculty at the UCLA Extension where he teaches various investment courses.