Investment Philosopy

The way we invest sets us apart

How we invest your capital

We think, act, and invest like institutional investors. We invest your capital in a way that prioritizes capital preservation while seeking superior returns.  Extensive research & analysis is the bedrock of our investment process.   Your specific financial objectives and risk thresholds drive our portfolio construction process. We deliver a fully customized strategy and not a “cookie-cutter” solution.  

CAPITAL PRESERVATION

Capital preservation is just as important to us as growing your wealth. We always quantify the downside risk before making an investment.

FUNDAMENTAL FOCUS

We invest in companies and sectors that have a significant competitive advantage, a superior business model, and a strong management team. Such investments have the greatest potential to generate multiyear returns and grow you wealth.

MARGIN OF SAFETY

Our investments trade at a discount to intrinsic value which not only minimizes risk but also provides substantial profit potential on your investment.

LONG TERM BIAS

We invest your capital with a long term focus and avoid speculative trading. We like to capitalize on market pricing anomalies when the market sells off.

SELL DISCIPLINE

We have a well defined risk management process. We don't “fall in love” with our investments and promptly move on to better oppurtunities.

Risk Management

We navigate markets with a unique emphasis on safety

Our outlook on risk is simple: we cannot avoid it so we manage it.  

Our active portfolio management strategy optimizes portfolio returns within a risk managed framework.  We leverage our two decades of experience across multiple market cycles to deliver the best investment outcome that is aligned with your investment objectives.  In the current environment of high prices, our portfolio construction has heightened focus on preserving capital and reducing volatility.

CONTINUOUS RISK MONITORING

We continuously balance and adjust all three primary asset classes (stocks, bonds, and cash), so your portfolio capitalizes on market pricing anomalies and avoids emerging risks. In addition, we complement this strategy with an array of hedging solutions to lower the impact of market volatility.

OPTIMAL ASSET ALLOCATION

Our process begins with the identification of industries and sectors that are most suited for the prevailing macro backdrop. We then select securities to capitalize on growth prospects and balance your risk appetite.

Customized Solutions

We build every portfolio from the bottom-up keeping in mind each client's unique tolerance for risk and their targeted return.

Our Process

We are with you at every step

Analyze

We seek to understand your investment objectives, time horizon, and risk profile. We consider your income, tax bracket, and retirement goals to build a holistic plan.
Step 1

Invest

We develop a customized investment solution based on your financial objectives. We select the securities that can deliver superior risk-adjusted returns.
Step 2

Monitor

We continuously monitor the market and make adjustments to your portfolio and asset allocation strategy. You focus on what matters most to you.
Step 3

Our relationship with you begins with courageous conversations. We challenge ourselves—and we will challenge you. We want to understand your personal situation, financial goals, and everything that matters to you. We want to learn about your specific needs and objectives so we can curate strategies accordingly.

We believe that every relationship with our clients is a long-term commitment. Therefore, we create strategies to tackle all kinds of financial issues you may face. Our goal is to demystify the wealth management process.  No jargon – just plain English, so that you can be confident that financial future is secure.

When you are ready to invest, we incorporate our best investment ideas and asset allocation framework into a portfolio that aligns with your objectives. We also create a team of specialized professionals and consultants to manage the complexity that comes with your growing wealth.

As fiduciaries, we are sincere about managing your wealth. Unlike banks and brokerage houses, we will never sell, carry, or promote proprietary products.  We don’t collect any commissions and our fee is what you pay us.